China's State Council and National Development and Reform Commission are studying plans to set up rules for a personal credit system.

One of the proposals is to include people's insurance and stock trading records in their file, government officials said today in Shanghai.

The system now includes records on bank loans, telecommunications expenditure, public housing fund, pension fund and whether employers delay salary payments.

The credit system, managed by the People's Bank of China, was set up in January 2006 and is open to individuals and companies.

At present, the system covers 600 million people across the country and more than 100 million among them have bank loan records.

(Shanghai Daily June 2, 2008)