SEOUL, Feb. 24 (Xinhua) -- South Korean banks' loan delinquency ratio fell in December last year due to more bad loan settlements than new delinquent loans, financial watchdog data showed Tuesday.
The ratio of bank loans at least one month overdue to the total dipped 0.1 percentage points from a month earlier to 0.5 percent at the end of December 2025, marking the first downturn in three months, according to the Financial Supervisory Service.
New delinquent loans reached 2.4 trillion won (about 1.65 billion U.S. dollars) in the cited month, lower than the settlement of non-performing loans worth 5.1 trillion won.
The delinquency ratio has roughly been on the rise after hitting a bottom of 0.2 percent in June 2022 on the back of lingering uncertainties over massive household debt.
Excluding the settled bad loans, the delinquency ratio for fresh bank loans was 0.1 percent in December, down from 0.11 percent in the previous month.
The delinquency ratio for bank corporate loans declined 0.14 percentage points from a month earlier to 0.59 percent at the end of December, while the ratio for household loans slipped 0.06 percentage points to 0.38 percent. Enditem
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